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Month: June 2019

What income does it take to borrow € 500,000?

What income does it take to borrow € 500,000?

Do you want to make a real estate loan of 500,000 euros ? Discover the income needed to be able to make this loan in the best conditions. What level of salary for a loan of 500 000 €? In order to know if you are able to realize a mortgage loan in the amount of 500.000 € it is essential to calculate your debt ratio. Indeed this one must not exceed the 33%, it is the maximum indebtedness that…

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Are you going to buy a new car? Consider these 5 steps before

Are you going to buy a new car? Consider these 5 steps before

Buying a new car can be very tiring and involve a lot of adrenaline, even for those who already have one, so in order for you to achieve your goals without the emotion taking over, we separate 5 essential steps to consider before closing the contract. Want to know what they are? Keep reading. Plan ahead Begin pre-planning before buying a car, ideally 6 to 12 months in advance, this period will give you time to research and track market…

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How to sell an apartment in the mortgage without financial loss

How to sell an apartment in the mortgage without financial loss

It is impossible to sell an apartment that has been encumbered by virtue of a mortgage, without the consent of the credit institution. The bank will give permission to sell housing only if its owner repays its loan in full. And this, as a rule, amounts over a million rubles, which the borrower simply does not have. Sellers of mortgage apartments, compensating for the complexity of the transaction and attracting buyers, often have to lower the price of their property….

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